Bandy Financial Group

Terms & Website Disclaimer

Effective September 13, 2026

Educational information only. Website and workshop content is general financial education and is not individualized legal, tax, investment, accounting, lending, or mortgage advice.

No guarantee of results

Mortgage-payoff timeframes, interest savings, investment growth, and other examples are estimates or illustrations. Actual results vary based on mortgage terms, income, expenses, debt, interest rates, financial behavior, program eligibility, and other circumstances. Bandy Financial Group does not guarantee a particular payoff date, savings amount, return, or financial outcome.

Individual review required

General strategies may not be appropriate for every household. Consider your complete financial situation and consult qualified legal, tax, investment, lending, or other professionals before making financial decisions.

No lender relationship

Unless expressly stated for a particular service, Bandy Financial Group is not your mortgage lender and website information does not modify your loan agreement. Continue making all required payments directly to your lender according to your loan documents.

Insurance and financial products

Insurance and related products are subject to availability, eligibility, underwriting, contract terms, limitations, and state licensing requirements. Nothing on this website constitutes an offer, approval, or guarantee of coverage or product availability.

Website use

You agree to provide accurate information, use this website only for lawful purposes, and avoid attempting to disrupt the website or access information that does not belong to you. We may update or discontinue website content or features.

Communications consent

If you affirmatively consent, Bandy Financial Group may contact you using the email address or telephone number you provide regarding workshops, reminders, and related information. Consent is not required to purchase any product or service. Message and data rates may apply. Reply STOP to opt out of texts or use the unsubscribe option in marketing emails.

Third-party services

Links to scheduling platforms, webinar platforms, review sites, and other third-party services are provided for convenience. Their own terms and privacy practices apply.

Professional review recommended

These terms and policies are general website language and should be reviewed by a qualified attorney for your specific business, services, locations, and communication practices.